CreditClub.ai ("CreditClub," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://www.creditclub.ai (the "Site") and use our services.
Information We Collect
- Personal Information:
- When you sign up for CreditClub membership, we collect personal details such as your name, email address, billing address, payment information, and other relevant data.
- Business Information:
- If applicable, we collect information about your business, including business entity type, industry, and business setup preferences.
- Usage Data:
- We automatically collect data when you visit our Site or use our services, including your IP address, browser type, pages visited, and referring website.
- Financial and Credit Data:
- We gather financial information, credit scores, and transaction data to provide personalized financial insights and recommendations.
How We Use Your Information
- Service Provision:
- We use the information to operate, maintain, and enhance our services, including Business Builder Score, Credit Score access, Entity Setup assistance, Funding Solutions comparisons, Bank Account Setup guidance, and External Offers.
- AI Utilization:
- Personalized Financial Insights: AI analyzes your financial data to offer tailored recommendations.
- Credit Score Access: AI algorithms provide tips that may help improve your credit score over time.
- Fraud Detection: AI systems identify unusual transaction patterns to detect potential fraud.
- Customer Support: AI chatbots provide instant assistance and answer your queries.
- Data Analysis: AI tools analyze aggregated data to improve our services and offerings.
- Communication:
- We use your information to communicate with you, respond to inquiries, and provide customer support.
- Improvement and Analysis:
- Collected data helps us improve our services, enhance user experience, and analyze usage patterns.
Sharing Your Information
- Third-Party Service Providers:
- We may share your information with third-party service providers who assist in operating our website and delivering our services.
- Legal Requirements:
- We may disclose your information as required by law or to protect our rights and property.
Security of Your Information
- We implement technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure.
- While we strive to protect your data, no method of transmission over the internet or electronic storage is entirely secure. Therefore, we cannot guarantee absolute security.
Your Choices and Rights
- Access and Update:
- You can access and update your personal information through your account settings on the CreditClub website.
- Opt-Out:
- You may opt-out of certain communications from us.
- Access and Deletion Requests:
- You have the right to request access to and deletion of your personal information, subject to legal requirements.
Changes to This Privacy Policy
- We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated Privacy Policy on our Site.
Contact Us
- For questions or concerns about this Privacy Policy or our privacy practices, please contact us at:
- Email: info@creditclub.ai
- Address: 306 W. Pierce St., Houston, TX 77019
By using our services and providing your information to us, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.
This comprehensive Privacy Policy integrates both general privacy practices and specifics related to AI utilization and data handling.
